PIN Debit First
Save $100s in transaction processing fees!

We help merchants drive PIN debit transactions first to satisfy growing consumer demand and reduce transaction costs. Our MercuryPIN1st™ platform identifies the consumer’s card type and requests the PIN number when the card is swiped. Our host-based BIN lookup web service eliminates the need for developer or merchant maintenance of local BIN files, making PIN debit card acceptance easy and economical.

Mercury® partners with POS developers to integrate our PIN debit first transaction processing with their systems. Merchants choose systems with PIN debit first capability because it reduces processing fees and helps them meet growing consumer demand for PIN debit card acceptance. Consumers prefer the convenience and extra security of PIN debit cards, and appreciate being able to use them wherever they shop.